How It Works

A Simple Approval Journey From Click To Keys

Whether you are rebuilding credit, new to Canada, or buying your first vehicle, our team guides you from online application to handing over the keys. Everything is transparent, fast, and tailored to your budget.

What Makes Us Different

  • Dedicated credit coaches who negotiate with multiple lenders on your behalf.
  • Flexible terms for salaried, self-employed, gig workers, and students.
  • Access to cars, trucks, SUVs, EVs, and commercial units from partner dealers province-wide.
  • Home or workplace delivery anywhere in British Columbia.

Our Four-Step Process

1

1. Apply Online

Complete the secure, 60-second application on any device. Tell us about your employment, residence, and desired vehicle type.

2

2. Chat With A Credit Coach

We review your details, confirm documentation, and provide approval options from multiple lenders—all without pressure.

3

3. Choose Your Vehicle

Browse curated vehicles from our partner network. We arrange inspections, history reports, and warranty protection if desired.

4

4. Sign & Drive

Complete paperwork digitally or in-person. Schedule pickup or have your vehicle delivered anywhere in BC.

Frequently Requested Programs

  • Bad Credit & Bankruptcy Approvals
  • Newcomer & Work Permit Financing
  • Self-Employed & Commission Income Solutions
  • EV & Hybrid Financing With Federal/Provincial Incentives

Need a custom solution?

Call us at +1 (866) 540-2250 or email info@vanautocredit.ca. We’ll review your questions and send a personalized plan within one business day.