How it Works


When people think of what it takes to apply for a vehicle loan, they usually prepare for an experience that's nerve-wracking, annoying and disappointing. There's that constant feeling that you'll be denied the loan and unable to buy the car of your dreams. The irritation of having to fill out endless amounts of paperwork. The sinking feeling in your stomach when you're told that your monthly payments are just a little higher than you'd like.

Everyone has had bad luck or made mistakes at some point in their lives. But you shouldn't have to keep paying for your mistakes over and over by being denied a reasonable loan. At Vancouver Auto Credit, we have a problem with that. We also disagree with the idea that auto financing has to be a stressful and unpleasant experience. That's why we decided to do something about it.


We've created sophisticated online loan technology that connects with our massive nationwide network of lenders. Start by filling out our secure online credit application. Once your application has been received you will receive a call from one of our finance experts and after a brief chat will get back to you within 24 hours with your approval


One of our Credit Specialists matches you with our best lender option, often approved within hours.


Some people are turned off auto loans because they believe that every approved auto loan application requires the payment of some deposit or down payment. This is where we are different from the service providers you are used to until now. One of our distinctive aspects is that you do not need to make a down payment to enjoy your new car. The needed paper work is the entire prerequisite that is necessary, and when this is completed, you can expect to move on to the next stage of the processing.


One of our Client Service Specialists will provide you with a range of options from minivans to SUVs, hatchbacks or sedans. Once you have made your pick, we work on making sure we have it delivered to your specification. You get a chance to have it inspected at our office, and when you are all-clear it meets your expectations, then you have a deal.


You can choose to come and pick up your new vehicle or we will deliver for FREE anywhere in British Columbia.

So please contact us today with questions, or submit a fast and free application online.

Click Here To Get Approved!

At Vancouver Auto Credit we are proud to help facilitate car loans for people with bad car credit. Vancouver Auto Credit is located in Surrey, British Columbia and also serves Langley, Maple Ridge, Coquitlam, Abbotsford, New Westminster, Aldergrove, Burnaby, Richmond, Vancouver and the entire province.

How The Car Loan Process Works

Vancouver Auto Credit


Vancouver Auto Credit
100 - 19335 Langley Bypass,
Surrey, V3S 6K1

Phone: 604-372-3999
Toll Free: 866-540-2250


Mon: 10:00 AM to 7:00 PM
Tue: 10:00 AM to 7:00 PM
Wed: 10:00 AM to 7:00 PM
Thurs: 10:00 AM to 7:00 PM
Fri: 10:00 AM to 7:00 PM
Sat: 11:00 AM to 4:00 PM
Sun: Closed

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